Over the last couple of years, our country has faced many significant challenges, including COVID-19, the death of George Floyd, and the acts of violence and racism. As a result, our nation has started a critical and long overdue conversation around race and equity.
The COVID-19 pandemic has created economic and financial insecurity for millions of Americans. Communities of color have born the impact both in terms in health and the resulting financial crisis. For example, women and minority-owned small businesses suffered more economic consequences than their white counterparts, and black and Hispanic homeowners were less likely to receive mortgage relief and forbearance. Across all racial and ethnic groups, including white Americans, economically vulnerable consumers face challenges in accessing the help they need now.

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